![]() You can complete the application process online or over the phone. Customers on Tower Loan's BBB profile also stated that they were required to provide details of valuable possessions to use as collateral for some loans. ![]() However, you will likely need to submit some basic details about yourself, including your Social Security number and date of birth. Tower Loan doesn't provide details on the information you may need to submit when you apply. Tower Loan has over 230 locations in five states: Tower Loan requires borrowers to meet a few basic requirements: Ensure representatives meet your expectations before you borrow. And many state that Tower Loan employees weren't willing to work with them after a missed payment or loss of employment.īecause Tower Loan has no centralized customer service team, your experience will depend on the branch you visit. There are reports of harassing phone calls at home and work. But on its BBB page, multiple customers cite problems with rude customer service representatives. Customers on its Trustpilot page are positive, citing kind customer service and a simple process. Tower Loan reviews and complaintsġ.2 out of 5 stars, based on 41 customer reviewsĤ.7 out of 5 stars, based on 5,125 customer reviews In addition, the only way to opt out of having your information shared is to mail a notice to Tower Loan - there is no phone number or email you can use to make the process easier. While its website is secure, its privacy policy and terms of service don't disclose the security measures it uses. Tower Loan is a legit lender that has been in business since 1984. This means that repaying your loan early can help you avoid costly interest charges. Loan terms last anywhere from 12 to 36 months or more, and interest is prorated based on when you pay off your loan. You can borrow anywhere from $1,000 to $20,000 - provided you have the collateral to secure a large amount. There are also maintenance fees, although the representative wasn't able to give details on how much these cost. However, they did state that APR could be above 36%. Member FDIC.Tower Loan doesn't list interest rates on its website, and when I called for more information, the representative I spoke to said APR depends on the amount you borrow, your loan term and the collateral you provide. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. "Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account.īank deposit accounts, such as checking and savings, may be subject to approval. ![]() JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. Annuities are made available through Chase Insurance Agency, Inc. Morgan Securities LLC (JPMS), a registered broker-dealer and investment advisor, member FINRA and SIPC. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. is a wholly-owned subsidiary of JPMorgan Chase & Co. “Chase,” “JPMorgan,” “JPMorgan Chase,” the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. ![]()
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